The most powerful personal finance tool everIt respects your privacy, too! Your data is local by default and can be end-to-end encrypted (in progress).
Introducing Actual, a local-first finance tool that treats you like an adult
Available for macOS, Windows, Linux, iOS, and AndroidActual Budget - Robust and simple budgeting that works | Product Hunt Embed
Be involved in your financial decisions
Automated finance tools are great, except when they aren’t. We provide you with tools that are quick to use, but ultimately you are in control. We help you learn, instead of dictating.
Meticulously designed for speed
A beautifully designed interface is fine-tuned to get out of your way and make it as fast as possible to explore your finances.
Unabashedly local-first software
Actual is a local app, plain and simple. Enjoy privacy by default, forget about your network connection, and don’t worry about logins. We provide an optional syncing service that uses sophisticated algorithms for seamlessly syncing across devices.
Powerful budgeting made simple
Save hundreds of dollars a year (at least!) by tracking your spending. Based on tried and true methods, our budgeting system is based off of your real income instead of made up numbers. This makes you face your real spending, and clearly shows how much you are saving each month. We make this process as simple as possible. Learn more
The fastest way to manage transactions
Breeze through your transactions and update them easily with a streamlined, minimal interface. Categorizing your transactions correctly is important and we’ve optimized this process. Manage split transactions and transfers all in the same editor.
Oh my, the reports
Intuitive reports give you a quick way to learn about your finances. By default, we include net worth and cash flow reports, but soon you’ll be able to create any report that you like. You’ll even be able to download custom reports from others.
So many features
Your data is secure
shield-lockIf you use our optional syncing service, changes are stored on our servers. This lets you pull down changes from anywhere. We use bank-level 256-bit AES encryption to store your data. If you don't use this service, we don't ever see any of your data. Learn more
Ready to get started?